Date of 2 February 2020 Interest rate for loans to be disbursed:
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| 1 | Interest about 11% if it paid regularly benifite let 1% loan creadit interest as per RBI guiadlines. MSME & Restructure & Reshedule loan facility available. | |
| 2 | Deposit Mortgage Loan, Rate in excess 1% of the given deposit interest rate (up to 85% of the principal amount deposited) The average interest rate of the depositor will be charged for the deposit mortgage loan of different interest rates. | -- |
| 3 | Home Loans a) Interest rate for house / flat purchase b) House / flat purchase Rs. Up to 10 lakhs | 9.00% 9.50% |
| 4 | Gold Mortgage Loan Gold Jewellery Appraiser 75% Quick Loan Approved Special Scheme - Special Scheme on the background of Covid-19 Special scheme for women up to Rs. 1 lakh Interest rate (0.50% interest for regular repayers) | 8.50% 9.00% 8.00% |
| 5 | Automotive Loan: For new two wheeler and four wheeler for personal use. (Special interest rate for female borrower, vehicle must be in womens name) | 10.00% 9.00% |
| 6 | Guarantee of deduction of salary installment and salary deduction by the company in which the account holder / member is employed and for the amount sent by the company to the bank. | 11.00% |
| 7 | For business- Auto, Car,Mini Bus etc for buying | 11.00% |
| 8 | Heavy vehicles for business (Truck, JCB, Dumper etc.) | 12.50% 11.00% |
| 9 | Business Loans - Mortgage Real Estate & Stock, Term Loans / Cash Credit Loans | 12.50% |
| 10 | Machinery Loans - Small Industries, Small Scales Industries (SS-I) Term Loans | 12.50% |
| 11 | Education Loan (Secured Loan and Unsecured Loan) | 12.00% |
| 12 | N.S.C Loan (Secured Loan) | 12.00% |
| 13 | For CRE loans (e.g. for commercial, residential building construction) | 12.00% |
| 14 | If unsecured loan is deducted from the monthly salary as per section 49 (e.g. Pune Municipal Corporation and Cantonment Board) | 14.00% |
| 15 | For Home Repair - Real Estate Mortgage (For Home & Flat Repair) | 14.00% |
| 16 | Personal Loan Unsecured | 15.00% |
| 17 | Quick approval in the authority of the branch manager on the background of Covid 19.Unsecured personal loan up to Rs. 1 lakh (with personal insurance). | 11.00% |
